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Welcome to our website.

Welcome to the corporate site of Access Loans, Inc. We are a full-service mortgage company based in Huntsville, Texas. We specialize in USDA, FHA, VA and Conventional loans throughout Texas. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Loan programs, we offer the following:

VA| USDA | Conventional | FHA | Jumbo | Non QM Bank Statement Loans for Self Employed

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you with that as well. We offer the following Refinancing Programs:

VA Streamline | USDA Streamline |Conventional | FHA Streamline | Jumbo

What makes Access Loans, Inc. unique is that we offer the following niche programs as well: Self-Employed Bank Statement and "No Income" mortgages for Investment properties.

Contact Access Loans, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Jan
16
2019
Reasons to Refinance When Rates are Rising - 5 Examples
In previous posts, we talked about the current rise in mortgage rates and whether it's still a good time to buy a home (yes it is!). This week, we want to focus on refinancing and whether you should consider it in this market. While it may not be the right time to refinance for all homeowners,...
Jan
09
2019
Credit Score Requirements For 2019 Homebuyers
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get. Generally...
Jan
02
2019
Is Paying Off Your Mortgage Early Worth It?
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of paying off the mortgage early. Not a homeowner...