Welcome to the corporate site of Access Loans, Inc. We are a full-service mortgage company based in Huntsville, Texas. We specialize in USDA, FHA, VA and Conventional loans throughout Texas. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Loan programs, we offer the following:
VA| USDA | Conventional | FHA | Jumbo | Non QM Bank Statement Loans for Self Employed
Refinancing? We can help you with that, too!
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you with that as well. We offer the following Refinancing Programs:
What makes Access Loans, Inc. unique is that we offer the following niche programs as well: Self-Employed Bank Statement and "No Income" mortgages for Investment properties.
Contact Access Loans, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker.
When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you!
We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification.
A refinance, on the other hand, is a new loan with all new terms. It would take the place...